Thursday, January 30, 2014

That $9.84 Charge on Your Credit Card Bill May Signal Fraud

by Bob Sullivan, Credit.com.
With all the stories of major retailers losing millions of credit card account numbers, you are probably scouring your monthly bills looking for fraudulent charges like a $700 plane ticket or $600 television you didn’t buy. That might be a big mistake.
One common way credit card hackers commit fraud, and get away with it, is to avoid getting greedy. Through the years, they’ve found it’s much easier to steal a little money from a lot people, rather than a lot of money from a few people. For example: It’s much easier to sneak a $10 charge on 10,000 cards than a $10,000 charge onto 10 cards, but the haul is the same.
Big-ticket charges for electronics or airfare stick out like a sore thumb on a credit card bill. Busy consumers are much less likely to spot a small charge, or they might even decide a tiny fraud isn’t worth the phone call to get it removed and to face the hassle of getting a new card.

Read more at http://www.moneytalksnews.com/2014/01/30/that-9-84-charge-on-your-credit-card-bill-may-signal-fraud/#s48FC1X5czd8ePXl.99

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