FOUR TIPS FOR SAVING MONEY THIS HOLIDAY SEASON
•
GO INTO THE HOLIDAYS WITH A SPENDING PLAN.
Make a budget in advance for each aspect of your seasonal celebrations —
gift-giving, entertaining, etc. Be strict with yourself, and don't go
over. And if you're going to run up some debt, have a strategy to pay it
off already in place. Spare yourself some
anxiety come the new year.
• MAKE YOUR OWN GIFTS OR PERSONALIZE LOW-COST GIFTS.
A personalized gift can make a bigger impression than something that's
more expensive, but more generic. If you're into crafting as a hobby,
use it to generate some gifts. If not, buy some candy or cookies in
bulk, and present them in individual gift boxes
that you've decorated yourself. Use your imagination.
• LOOK FOR FREE OR LOW-COST HOLIDAY ENTERTAINMENT.
A driving or walking tour of the outdoor decorations in your area is a
festive thing to do, and doesn't cost you anything. A lot of churches
and civic groups sponsor low-cost or free entertainment around the
holiday season as well, such as concerts. Keep an
eye out for community listings. Also, Groupon and Living Social are
full of discounted holiday entertainment options.
• MAKE ENTERTAINING A GROUP EFFORT.
Don't feel obliged to take on all of the responsibility — financial and
otherwise — for entertaining yourself. Host a potluck. Or prepare the
main course, and invite guests to bring side dishes, deserts or
beverages. Your friends and relatives may welcome a
chance to show off their food preparation skills, and you'll save some
money.
Please look out for our great Financial Wellness Tips every month in order to save yourself money!
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your home in 2016 or beyond, please
do not hesitate to e-mail us at
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